Earn Up to RM45 When You Trade Malaysia Government Bonds
BNM has just cut rates — yields may fall further.
Lock in 4.0%+ while it lasts.
🚨 Bond Fees Now As Low As RM1.88!
🚨 Bond Fees Now As Low As RM1.88!
BNM Just Cut the OPR. Will They Do It Again?
If OPR drops...
- Bond prices may rise further
- New bond yields may drop
- You miss the 4.0%+ window
If you lock in now...
- You still secure 4.0%+ yield
- Steady income locked
- Stay ahead of the next rate cut
⚠️ Rates can fall again. Don’t wait for yields to disappear.
Why Choose Malaysia Government Bonds
Stable Income Up to 4.0+%*
Receive coupon twice a year.
Government-Backed
Issued and backed by the Government of Malaysia.
Capital Gain Potential
Lock in yield now, gain more if rates fall in future.
Low Risk
Ideal for conservative, income-seeking investors.
*Yield figures are indicative and based on available MGS/GII data as of 26 May 2025. Past performance is not a guarantee of future returns.
🔥 Popular Malaysia Government Bonds
MGS 4.457% 31Mar2053 Govt (MYR)
Coupon Rate: 4.457%
Maturity: 31 Mar 2053
+4.030%
Yield to Maturity
MGII 4.280% 23Mar2054 Govt (MYR)
Coupon Rate: 4.280%
Maturity: 23 Mar 2054
+4.011%
Yield to Maturity
Data as of 26 May 2025
Who Should Invest
Malaysia Government Bond are suitable for:
Conservative Investors
Seeking stable, fixed income.
Retirees
Looking for predictable returns
Diversified Porfolios
To balance out equity market volatility.
Traders
Looking to profit from changing interest rates
MGS/MGII vs FD vs MMF
| | MGS/MGII (Malaysia Government Bond) | Fixed Deposit (FD) | Money Market Fund (MMF) |
|---|---|---|---|
| Issuer / Backing | Government of Malaysia | Banks (PIDM protected up to RM250k) | Fund houses (invest in FDs & short-term debt) |
| Risk Level | Low (Backed by Malaysia Goverment) | Very Low | Low |
| Yield | 4.03%* (*MGS 4.457% 31Mar2053 Govt (MYR) as of 26 May 2025) | Varies by banks | 3.485%*(*RHB Cash Management Fund 2 as of 26 May 2025) |
| Payout Frequency | Typically Semi-annual (every 6 months) | At maturity | Daily returns on NAV changes |
| Return Type | Fixed coupon & yield until maturity Potential capital gain |
Fixed return | Returns fluctuates with the market |
| Tenure | 1–30 years (Tradable on FSMOne) | 1 month – 5 years (Varies by banks) | Flexible (can withdraw anytime) |
| Min Investment Amount | RM1,000 | Varies by banks | RM100 (RHB Cash Management Fund 2) |
FAQs
- Is there any bonus if I invest now?
- Yes! FSMOne is offering up to RM45 in rewards — RM15 for each Malaysia Government Bond trade (up to 3 trades max).
- What is the campaign period for the Malaysia Government Bonds Trade & Earn Campaign?
- The campaign runs from 18 July 2025 to 19 September 2025. To qualify, your Malaysia Government Bonds trades must be completed within this period. Each eligible trade earns RM15, up to a total of RM45.
- Who is eligible for the Malaysia Government Bonds Trade & Earn Campaign?
- All FSMOne Malaysia clients who complete up to 3 Malaysia Government Bonds trades during the campaign period.
- What counts as an eligible trade?
- A completed buy or sell transaction of Malaysia Government Bonds (MGS or MGII) that:
- Is labeled “BSM FULL”, and
- Is executed via Bondsupermart Live (BSM) on FSMOne Malaysia.
- Only trades of Malaysia Government Bonds bearing the “BSM FULL” label will qualify for this campaign.
- Click here to browse eligible Malaysia Government Bonds.
- A completed buy or sell transaction of Malaysia Government Bonds (MGS or MGII) that:
- What are the bond processing fees on FSMOne?
- Effective 1 August 2025, FSMOne has reduced bond processing fees to as low as RM1.88 for bonds listed on Bondsupermart Live.
- Read more about the updated fees here.
- How and when will I receive the rewards?
- The RM15 per eligible trade will be credited directly into your FSMOne Cash Account. You’ll receive RM15 for each trade, up to RM45 in total. Rewards will be credited within 3 weeks after the campaign period.
- Why is now a good time to invest in Malaysia Government Bonds?
- Bank Negara Malaysia has just cut the OPR to 2.75% — the first cut in years. If more cuts follow, Malaysia Government Bonds bought today may gain in price while future bonds offer lower yields. Lock in 4.0%+ while it’s still available.
- What is the OPR, and how does it affect me?
- The OPR (Overnight Policy Rate) is Malaysia’s benchmark interest rate. It affects your FD returns, loan rates, and bond yields. A lower OPR usually means future bonds offer less — but existing ones go up in value.
- Bank Negara Malaysia (“BNM”) has announced a reduction of 25 basis points in the Overnight Policy Rate (OPR) from 3.00% to 2.75%, effective from 9 July 2025.
- Why invest in Bonds on FSMOne Malaysia?
- FSMOne Malaysia, regulated by the Securities Commission Malaysia, you can invest in Bonds from just RM1,000 (Traditionally, bond investing required large amounts, typically from RM250,000 and was difficult for regular investors to access).
- With FSMOne, you can trade bonds online in real-time with others, making bond investing easy, low fees (0.10%) and transparent.
- What is MGS and MGII?
- MGS stands for Malaysian Government Securities, which are conventional bonds issued by the Malaysian government to raise funds. MGII, on the other hand, stands for Malaysian Government Investment Issues, which are sukuk (Islamic bonds) also issued by the Malaysian government for the same purpose.
- Do I have to hold bonds until maturity?
- No. You can sell your bonds before it matures and the selling price is subject to market conditions.
- How do I receive my bond coupon payment?
- The coupon payments will credit into your respective currency cash account automatically upon receipt from issuers.
- Where can I view the full terms and conditions of the campaign?
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